For instance, no one is standing in line to give you a paycheck for staying at home in bed sleeping. We have all heard of the phrase that "there's no such thing as a free lunch!" It's a lot like that old adage about "pulling yourself up by your own bootstraps."

But there are actually some free things in life. Think about the tremendous opportunities that we have been given in life, the families we were born into, the country we were born into, our abilities and talents, our physical health---the list goes on and on.

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